⏳ SIP Delay Calculator
See how even a short delay in starting your SIP impacts your long-term wealth
Investment Details
Wealth If You Start Now
₹0
Wealth If You Delay
₹0
Wealth Comparison
How Delay Impacts Your Wealth
Monthly SIP:
₹5,000
Investment Period:
20 years (240 months)
Delay in Years:
5 years
Effective Investment Duration:
15 years (180 months)
Why Should You Avoid Delaying SIP?
The earlier you begin investing, the more your money benefits from compounding. Even a short wait can cost you lakhs in lost returns. Start as soon as possible to maximize long-term wealth!
Benefits of Early Investing
- • More years for compounding
- • Smaller monthly outlay for the same goal
- • Lower risk of not reaching targets
- • Builds strong savings discipline
Things to Remember
- • Compounding rewards time, not delay
- • Returns are not guaranteed—choose funds wisely
- • The cost of waiting can be much higher than you expect
- • Consult a financial advisor for detailed plans