📈 SIP Step-Up Calculator
See the power of increasing your SIP each year — boost your wealth by stepping up regularly!
Investment Details
Total Invested
₹0
Estimated Returns
₹0
Maturity Value
₹0
Yearly Wealth Growth (Step-up SIP)
Invested vs. Returns
Step-Up SIP Breakdown
Year 1 Monthly SIP:
₹5,000
Annual Step-Up:
10%
Investment Period:
20 years (240 months)
Total Invested:
₹0
Total Returns:
₹0
Final Amount:
₹0
Why Use a Step-Up SIP?
Gradually increasing your SIP each year helps you keep pace with income growth, inflation, and reach much larger financial goals without the pain of a high initial investment. Small yearly increases can lead to a massive boost in long-term wealth.
Benefits of Step-Up SIP
- • Accelerates wealth creation as your salary grows
- • Helps beat inflation over the long term
- • Achieve bigger targets with gradual increase
- • Promotes a disciplined savings habit
Things to Remember
- • Step-ups should match your realistic income growth
- • Don’t overstretch—raise SIPs gradually
- • Long-term discipline rewards more than short quick jumps
- • Consult an advisor for your ideal plan