🔄 STP (Systematic Transfer Plan) Calculator
Estimate growth, final corpus, and wealth created by periodic transfers from one fund to another (e.g., debt to equity).
STP Details
Amount Invested (Transferred to Target)
₹0
Final Value in Target Fund
₹0
Wealth Gained (Returns)
₹0
Growth of Corpus: Source & Target Funds
STP Plan Breakdown
Initial Source Fund Corpus:
₹0
Monthly Transfer:
₹0
Number of Transfers:
0
Source Fund Return p.a.:
0%
Target Fund Return p.a.:
0%
Final Target Fund Value:
₹0
STP: Smart Portfolio Rebalancing
Systematic Transfer Plans automate phased transfer of funds from low-risk (typically debt or liquid) schemes into higher-return (equity) funds. This helps manage risk and capitalize on opportunities without timing the market.
Why Use STP?
- • Smooths entry into equity markets, reducing timing risk
- • Earns returns on both source and target funds during transfer period
- • Useful for deploying large lump sums gradually
- • Facilitates monthly rebalancing between asset classes
Pro Tips
- • Ensure you choose competitive source/target funds
- • Don't over-extend transfer period
- • Review after transfer is complete for re-alignment
- • STPs may have exit loads or tax implications